Accident Insurance
Financial protection for employees and their families
The 5Star Life Insurance Company Group Accident insurance provides cash benefits from day one for medical treatment received for covered accidents and injuries, regardless of what the employer provided medical insurance pays.
Employees can also use the cash to pay for other unexpected expenses that come up after an accident, like childcare or transportation, helping offset the cost of medical treatment and non-medical expenses.
What are the benefits received?

Paid directly to employees to help cover any unexpected expenses during recovery – including childcare and other
non-medical bills.

Guard against potential extra expenses created by deductibles and co-pays that
add up quickly.

Benefits are not reduced or coordinated
with any other policies, including
major medical coverage.
What is covered for employees and their families?

This insurance provides coverage for treatment and hospitalization resulting from an accident covered by the policy the employer selects. In addition, benefits can provide coverage for:
- Broken Bones
- Dislocations
- Ligament Damage
- Transportation for Treatment
- Well-being Services
- Health Screening Tests
- And a host of other items.
We offer plans for every budget and need, plans that cover accident medical expenses, HSA compliant plans, etc. For costs and further details of the coverage, including exclusions, any reduction or limitations and the terms under which the policy may be continued in force, check out our resources below and contact information.
Need Resources? Click below to download employee marketing materials.
We look forward to being on our way together and exploring the great new places our journey will take us. Give us a call, and let’s get going!

Brent Cotton
612-590-0086
bcotton@afba.com

Dan Ealy
317-919-7720
dealy@afba.com

Marc Hardage
405-317-1606
mhardage@afba.com

John Howard
312-767-9169
jhoward@afba.com

The journey to health and well-being starts with planning for tomorrow, today.
Underwritten by 5Star Life Insurance Company (a Lincoln, Nebraska company); Administered by NTT Data at 777 Research Drive, Lincoln, NE 68521.Product not available in all states. Policy # 5SACPOL; Rider 5SACSCFR