Group Accident Insurance

Financial protection for employees and their families

The 5Star Life Insurance Company Group Accident insurance provides cash benefits from day one for medical treatment received for covered accidents and injuries, regardless of what the employer-provided medical insurance pays.

Employees can also use the cash to pay for other unexpected expenses that come up after an accident, like childcare or transportation, helping offset the cost of medical treatment and non-medical expenses.

What are the benefits received?

Paid directly to employees to help cover any unexpected expenses during recovery – including childcare and other non-medical bills.

Guard against potential extra expenses created by deductibles and co-pays that add up quickly.

Benefits are not reduced or coordinated with any other policies, including major medical coverage.

What is covered for employees and their families?

This insurance provides coverage for treatment and hospitalization resulting from an accident covered by the policy the employer selects. In addition, benefits can provide coverage for:

  • Broken Bones
  • Dislocations
  • Ligament Damage
  • Transportation for Treatment
  • Well-being Services
  • Health Screening Tests
  • And a host of other items.

Learn more

We offer plans for every budget and need, plans that cover accident medical expenses, HSA compliant plans, etc. For costs and further details of the coverage, including exclusions, any reduction or limitations and the terms under which the policy may be continued in force, check out our resources below.

Underwritten by 5Star Life Insurance Company (a Lincoln, Nebraska company); Administered by NTT Data at 777 Research Drive, Lincoln, NE 68521. Product not available in all states. Policy # 5SACPOL; Rider 5SACSCFR. Page updated June 2021.

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