Group Critical Illness

Do you know someone who survived cancer, a heart attack or other critical illnesses? With nearly 3,000,000 critical illness cases being diagnosed each year, most families have experienced the financial hardship associated with the survival of a critical illness. Nearly two-thirds of U.S. bankruptcies are the result of medical expenses and 78%** of those filing for bankruptcy had health insurance. To provide protection during this time of need, 5Star Life Insurance Company is pleased to offer Group Critical Illness Coverage as part of your employee benefits package. This Group Critical Illness Coverage has been designed to allow you an easy and affordable way to provide for your additional financial needs, so you can focus on getting well.


Low age banded group rates can not be increased individually on a particular insured due to a change in
health or employment status, except on a group basis.

Critical Illness Triple Benefit

Cash payment upon the first occurrence of a covered illness. Receive up to three (3) times the face amount of your policy. No more than 100% will be paid in each category of critical illness.


Coverage with no loss of benefits or increase in cost should your client leave their employer after the first premium is paid, in which case 5Star Life will simply bill your client directly.

Spouse Coverage

Spouse benefits are available up to 50% of the employee face amount, not to exceed $25,000.

Child(ren) Coverage

A $10,000 Children’s Benefit can be added to the employee’s policy.


Premiums are taken care of simply and easily through payroll deductions.

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New Statutory Office
Effective December 18, 2017, 5Star Life Insurance Company (5Star Life) moved its statutory Office from Baton Rouge, Louisiana to Lincoln, Nebraska.
There are no changes to 5Star Life insurance contracts and life insurance contracts offered by Armed Forces Benefit Association (“AFBA”).
All AFBA products are underwritten by 5Star Life, except in New York. No action is required by the policyholder.